Key Benefits

Business Funding

You could borrow against your unpaid customer invoices

Low Cost Borrowing

No set up fees and an interest rate that is lower than a typical overdraft


Like an overdraft, you can borrow or repay as you need (within your limit)

No Fixed Repayments

Your borrowing is repaid when your customer pays us

What is Rapid Cash?

  1. Borrow up to 85% of the value of your unpaid customer invoices upfront
  2. Customers pay invoices in to your new Rapid Cash account, this repays what you borrowed
  3. Your line of credit is reinstated - so you are free to borrow again

Connect your accounting package and we'll show you an indicative offer in seconds.
We're a certified add on, so your data is safe.

Cost & Terms

  • No initial arrangement fee or fixed monthly fees
  • Rates available between 4.5% and 8.5% above Bank of England base rate, see our FAQs for an example
  • No minimum term or notice period
  • You only pay for what you borrow, no matter what your limit is
  • Interest is calculated per day of borrowing

You're in control

  • You choose which customers to borrow against
  • We don't contact your customers
  • We don't require property security
  • We do require a business charge, so we can keep your cost low using secured lending

Serious about data security

We understand your data is important to you. NatWest is a certified accounting add-on so you can be sure your data remains safe and secure.